Published April 22, 2024

Rules To Follow To Get A loan

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Written by Tiffanie N. Patton

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Hope the search for your next home is going well.

Anyone getting serious about buying a home should consider what it’s going to take to get approved for a home loan.

We’ve put together this list of Rules to help you get the best rate and best payments when you’re ready to get approved for a loan...

  1. Don't change jobs, become self-employed or quit your job.
  2. Don’t buy a car, truck or van (or you may be living in it)!
  3. Don’t use charge cards excessively or let your accounts fall behind.
  4. Don’t spend money you have set aside for closing.
  5. Don’t omit debts or liabilities from your loan application.
  6. Don’t buy or finance furniture.
  7. Don’t originate any inquiries into your credit.
  8. Don’t make large deposits without first checking with your loan officer.
  9. Don’t change bank accounts.
  10. Don’t co-sign a loan for anyone.

At my firm, we work with special financing teams to get you the best rates and the best monthly payments to live in the home you want.

If you’re interested in learning more about the home financing process, let me know.

Are you interested in setting up some time to talk soon?

click below for you

First Time Buyer Booklet

Click Here to See How Loan You Qualify 

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